Financing Based On Revenue, Not Your Credit Score!!

Financing based on revenue is a relatively new concept that has emerged as an alternative to traditional debt financing for small businesses. Traditional lenders often rely heavily on credit scores when deciding whether to provide financing to a business, but this can be a major barrier for many small business owners who have a poor credit history, or no credit history at all.

Revenue-based financing (RBF) is different because it provides funding based on a business's revenue rather than its credit score. This means that if a business is generating a consistent and steady stream of revenue, it can qualify for financing irrespective of its credit history.

RBF is typically structured as a loan or investment in which the lender or investor receives a percentage of the business's revenue for a set period of time or until a certain return on investment has been reached. Unlike traditional debt financing, RBF does not involve fixed payments or collateral, and businesses are not required to dilute their ownership.

One of the key advantages of RBF is that it can be a more flexible and affordable option for businesses that are not yet profitable or that have variable revenue streams. With RBF, the financing is tied to the business's performance, so if revenue drops, the payment obligations are also reduced. This can be particularly beneficial for businesses that are experiencing seasonal fluctuations in sales or that are going through a growth phase.

Another benefit of RBF is that it can be a good option for businesses that do not want to take on significant debt or give up equity in their company. With RBF, businesses retain ownership and control of their company, allowing them to pursue their growth goals with greater flexibility and independence.

Overall, RBF can be a great option for businesses that are looking for flexible and affordable financing based on their revenue rather than their credit score. It can help businesses to overcome the funding barriers that traditional lenders often impose, and provide a pathway to growth and success.

Our business funding services provide companies with the financial support necessary to acquire the equipment that will take their business to the next level. Through our Equipment Financing program, businesses are able to secure the capital required for the purchase of necessary resources. We can facilitate funding for large and small companies alike, enabling them to succeed in an ever-changing marketplace.